We Are Moving

Finally we are moving to another rental house and I can say that we are not brave enough to move to the suburb. So we are moving in the same area. The apartment is a bit cheaper and bigger compared to the one that we are living right now. Still very near to the school and near to my workplace as well. The problem is there is no aircon! But there's about 4 ceiling fans in the property. I think I will just buy a portable aircon ready for summer. The agency of the property asked if we would like a home insurance. I think it will not matter if it is a rental property so I did not get one. What do you think?